{"id":181983,"date":"2023-09-15T10:10:25","date_gmt":"2023-09-15T10:10:25","guid":{"rendered":"https:\/\/milestoneapplycard.com\/?p=181983"},"modified":"2023-09-15T10:10:31","modified_gmt":"2023-09-15T10:10:31","slug":"milestone-a-good-credit-card","status":"publish","type":"post","link":"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/","title":{"rendered":"Is Milestone a Good Credit Card?"},"content":{"rendered":"\n<p><strong>Milestone a Good Credit Card<\/strong>: When it comes to credit cards, choosing the right one can be a daunting task, especially with a plethora of options available. In this context, the Milestone credit card has often emerged as a popular choice for individuals looking to build or rebuild credit. But is Milestone a good credit card for your financial needs? In this article, we will explore the features, benefits, and drawbacks of the Milestone credit card.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"809\" height=\"420\" src=\"https:\/\/milestoneapplycard.com\/wp-content\/uploads\/2023\/08\/Is-Milestone-a-Good-Credit-Card.jpg\" alt=\"Is Milestone a Good Credit Card\" class=\"wp-image-181985\" srcset=\"https:\/\/milestoneapplycard.com\/wp-content\/uploads\/2023\/08\/Is-Milestone-a-Good-Credit-Card.jpg 809w, https:\/\/milestoneapplycard.com\/wp-content\/uploads\/2023\/08\/Is-Milestone-a-Good-Credit-Card-768x399.jpg 768w\" sizes=\"(max-width: 809px) 100vw, 809px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_66_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#About_Milestone_a_Good_Credit_Card\" title=\"About Milestone a Good Credit Card\">About Milestone a Good Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Credit_Requirement_and_Approval_Odds\" title=\"Milestone Credit Requirement and Approval Odds\">Milestone Credit Requirement and Approval Odds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Credit_Card_Understanding_the_Fees\" title=\"Milestone Credit Card Understanding the Fees\">Milestone Credit Card Understanding the Fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Credit_Limit_and_Utilization\" title=\"Milestone Credit Limit and Utilization\">Milestone Credit Limit and Utilization<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Reporting_to_Credit_Bureaus\" title=\"Reporting to Credit Bureaus\">Reporting to Credit Bureaus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Lack_of_a_Rewards_Program\" title=\"Lack of a Rewards Program\">Lack of a Rewards Program<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Customer_Service_and_User_Experience\" title=\"Milestone Customer Service and User Experience\">Milestone Customer Service and User Experience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Security_and_Fraud_Protection\" title=\"Milestone Security and Fraud Protection\">Milestone Security and Fraud Protection<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Milestone_Credit_Card_Is_it_worth_it_Video_Guide\" title=\"Milestone Credit Card (Is it worth it?) Video Guide\">Milestone Credit Card (Is it worth it?) Video Guide<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#FAQ\" title=\"FAQ\">FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Can_the_Milestone_Credit_Card_help_improve_my_credit_score\" title=\"Can the Milestone Credit Card help improve my credit score?\">Can the Milestone Credit Card help improve my credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#What_is_the_credit_limit_for_the_Milestone_Credit_Card\" title=\"What is the credit limit for the Milestone Credit Card?\">What is the credit limit for the Milestone Credit Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Does_the_Milestone_Credit_Card_have_a_rewards_program\" title=\"Does the Milestone Credit Card have a rewards program?\">Does the Milestone Credit Card have a rewards program?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#What_is_the_annual_fee_for_the_Milestone_Credit_Card\" title=\"What is the annual fee for the Milestone Credit Card?\">What is the annual fee for the Milestone Credit Card?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#Final_Words\" title=\"Final Words\">Final Words<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"About_Milestone_a_Good_Credit_Card\"><\/span>About Milestone a Good Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Feature<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Credit Requirement<\/td><td>Bad to Fair<\/td><\/tr><tr><td>Annual Fee<\/td><td>Variable ($35 &#8211; $99)<\/td><\/tr><tr><td>APR<\/td><td>High (Check the latest rates)<\/td><\/tr><tr><td>Rewards Program<\/td><td>None<\/td><\/tr><tr><td>Credit Limit<\/td><td>Usually low ($300 &#8211; $1000)<\/td><\/tr><tr><td>Reporting to Bureaus<\/td><td>Yes (All three major credit bureaus)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Credit_Requirement_and_Approval_Odds\"><\/span>Milestone Credit Requirement and Approval Odds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Milestone credit card is designed primarily for people with bad to fair credit. This makes it a viable option for those who have had credit problems in the past and are looking to rebuild their credit score. The approval process is typically fast, and many applicants report that it is relatively easy to get approved.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Credit_Card_Understanding_the_Fees\"><\/span>Milestone Credit Card Understanding the Fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Milestone credit card comes with an annual fee that varies between $35 and $99, depending on your credit profile. The card has a high APR, which is something applicants should consider. This high APR makes carrying a balance on the Milestone card an expensive choice, and is a significant drawback for individuals who may struggle to pay off their balance every month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Credit_Limit_and_Utilization\"><\/span>Milestone Credit Limit and Utilization<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The initial credit limit for the Milestone credit card is generally low, usually ranging from $300 to $1000. This low limit can be both a pro and a con\u2014it helps to keep your spending in check but can also result in high credit utilization if not managed carefully, which could negatively affect your credit score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reporting_to_Credit_Bureaus\"><\/span>Reporting to Credit Bureaus<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One of the primary advantages of the Milestone credit card is that it reports to all three major credit bureaus \u2013 Experian, Equifax, and TransUnion. Regular, on-time payments will positively impact your credit score over time, making this card a tool for credit building.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lack_of_a_Rewards_Program\"><\/span>Lack of a Rewards Program<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Unlike many other credit cards, the Milestone credit card does not offer a rewards program. This means you won\u2019t earn points, miles, or cashback on your purchases\u2014a feature that many other credit cards in the market offer, and that might be a deciding factor for some potential applicants.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Customer_Service_and_User_Experience\"><\/span>Milestone Customer Service and User Experience<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Customer service is an important aspect of any credit card. Reviews for the Milestone card&#8217;s customer service are mixed. Some users report satisfactory experiences, while others have had issues with customer service responsiveness and dispute resolution.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Security_and_Fraud_Protection\"><\/span>Milestone Security and Fraud Protection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.milestonegoldcard.com\/home\" target=\"_blank\" rel=\"noreferrer noopener\">Milestone credit card<\/a> offers standard security features such as zero fraud liability, which means you won\u2019t be held responsible for unauthorized charges made on your card. This is a standard feature on most credit cards today and is a crucial consideration.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Milestone_Credit_Card_Is_it_worth_it_Video_Guide\"><\/span>Milestone Credit Card (Is it worth it?) Video Guide<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Review of Milestone Credit Card (Is it worth it?)\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/xLCwQoiyQBE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1692334595801\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Can_the_Milestone_Credit_Card_help_improve_my_credit_score\"><\/span><strong>Can the Milestone Credit Card help improve my credit score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the Milestone credit card reports to all three major credit bureaus, so responsible usage and on-time payments can help improve your credit score.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1692334605692\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_is_the_credit_limit_for_the_Milestone_Credit_Card\"><\/span><strong>What is the credit limit for the Milestone Credit Card?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The initial credit limit for the Milestone credit card typically ranges from $300 to $1000, depending on your creditworthiness.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1692334613980\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Does_the_Milestone_Credit_Card_have_a_rewards_program\"><\/span><strong>Does the Milestone Credit Card have a rewards program?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, the Milestone credit card does not offer a rewards program.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1692334623139\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_is_the_annual_fee_for_the_Milestone_Credit_Card\"><\/span><strong>What is the annual fee for the Milestone Credit Card?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee for the Milestone credit card varies, typically ranging from $35 to $99, depending on your credit profile.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p> <\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Words\"><\/span>Final Words<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><a href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/\" data-type=\"post\" data-id=\"181983\">Is Milestone a good credit card<\/a>? The answer to this question largely depends on your individual circumstances and financial goals. If you are looking to build or rebuild your credit and are willing to pay a variable annual fee, the Milestone credit card might be a beneficial tool for you, given its regular reporting to the three major credit bureaus.<\/p>\n\n\n\n<p>However, its high APR and lack of rewards program make it less appealing for those who are looking for more than just a credit-building tool. It is crucial to weigh the costs, such as the annual fee and high APR, against the potential benefits of improving your credit score. It is always wise to carefully read the terms and conditions, compare options, and consult with a financial advisor before making a decision.<\/p>\n\n\n\n<p>Remember that responsible use\u2014paying off your balance in full every month and keeping your credit utilization low\u2014is key to making any credit card work in your favor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Milestone a Good Credit Card: When it comes to credit cards, choosing the right one can be a daunting task, &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Is Milestone a Good Credit Card?\" class=\"read-more button\" href=\"https:\/\/milestoneapplycard.com\/milestone-a-good-credit-card\/#more-181983\" aria-label=\"More on Is Milestone a Good Credit Card?\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":181985,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[17,19,23,24,21],"_links":{"self":[{"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/posts\/181983"}],"collection":[{"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/comments?post=181983"}],"version-history":[{"count":3,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/posts\/181983\/revisions"}],"predecessor-version":[{"id":181988,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/posts\/181983\/revisions\/181988"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/media\/181985"}],"wp:attachment":[{"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/media?parent=181983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/categories?post=181983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milestoneapplycard.com\/wp-json\/wp\/v2\/tags?post=181983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}